Q: how long does an application take to complete?

A: mortgage applications generally take 3-4 weeks to approve. However, we can provide a fastrack service...full details on request.

Multi-currency mortgages

Q: why are the multi-currency rates so low - what's the catch?

A: There is absolutely no catch! multi-currency mortgages are determined by market forces and interest rates and, as in the UK and Euroland are relative to the base rate or Euribor. Our popular Japanese Yen (JPY) earns the ultimate lender a very generous return of 2% over the current Japan Bank base rate which has not exceeded 0.5% since the 90's. The rate is currently 0.1% and has been since 2008. The Yen is the worlds third most traded currency.

Q: I was informed that that the balance (and/or the monthly payments) of my multi-currency mortgage could increase if there was weakening of currency exchange?

A: This is correct.

Please refer to the following link on our website which provides comprehensive information on this subject: http://www.lowratespanishmortgages.com/page4.htm

Q: In What countries do you offer these mortgages?

A: Our portfolio now extends to over 70 countries worldwide incorporating all EEC countries, the USA, Middle East, Carribean, Latin America, Asia, Ausralasia and certain African countries

Q: In what currency do I repay the mortgage and from which bank?

A: You simply make the payments from you regular day to day bank in the currency of that account. Generally speaking that is in GBP for UK banks or in Euros for Euroland banks and Dollars elesewhere.

Please contact us for a no-obligation financial illustration.